/* ==========================================================================
   Modern layer for the public site (en/)
   Shares the dashboard palette: navy #0a0a0b → #1a1b1e, blue #e82127, sky #e82127
   ========================================================================== */

:root {
  --pt-navy-950: #0a0a0b;
  --pt-navy-900: #101113;
  --pt-navy-800: #1a1b1e;
  --pt-navy-700: #26272b;
  --pt-blue: #e82127;
  --pt-blue-500: #e82127;
  --pt-sky-700: #a1151a;
  --pt-sky-600: #c4161c;
  --pt-sky: #e82127;
  --pt-sky-400: #ff5a5f;
  --pt-sky-300: #ff9a9d;
  --pt-sky-100: #ffe0e1;
  --pt-sky-50: #fff6f6;
  --pt-ink: #111113;
  --pt-ink-2: #3f3f46;
  --pt-muted: #71717a;
  --pt-line: #e4e4e7;
  --pt-bg: #f4f4f6;
  --pt-danger: #b91c1c;
  --pt-danger-bg: #fef2f2;
  --pt-danger-line: #fecaca;
  --pt-radius: 16px;
  --pt-radius-lg: 24px;
  --pt-shadow: 0 24px 60px -30px rgba(10, 10, 11, 0.35);
  --pt-shadow-sm: 0 8px 24px -14px rgba(10, 10, 11, 0.25);
  --pt-grad: var(--pt-blue);          /* flat: no gradients */
  --pt-grad-dark: var(--pt-navy-900);
}

/* Same typeface as the customer dashboard */
body,
h1, h2, h3, h4, h5, h6,
p, a, li, span, input, select, textarea, button, label {
  font-family: "Inter", "Roboto", system-ui, -apple-system, sans-serif;
}
h1, h2, h3, h4, h5, h6 { color: var(--pt-ink); letter-spacing: -0.02em; }
.section-title h2, .fast-secure-content h2, .unified-platform-content h2, .download-content h2 {
  font-weight: 800;
  letter-spacing: -0.03em;
}
.section-title .top-title, .top-title {
  color: var(--pt-sky-600);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 13px;
}

/* ---------- Buttons ---------- */
.pt-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 52px;
  padding: 0 26px;
  border: 0;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 700;
  line-height: 1;
  text-decoration: none;
  cursor: pointer;
  white-space: nowrap;
  transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease, color .2s ease, border-color .2s ease;
}
.pt-btn i { font-size: 18px; transition: transform .2s ease; }
.pt-btn:hover i.ri-arrow-right-line { transform: translateX(3px); }
.pt-btn-primary { color: #fff; background: var(--pt-blue); box-shadow: 0 10px 22px -14px rgba(232, 33, 39, .9); }
.pt-btn-primary:hover { color: #fff; background: #c4161c; transform: translateY(-1px); }
.pt-btn-ghost { color: #fff; background: rgba(255, 255, 255, .08); border: 1.5px solid rgba(255, 255, 255, .28); }
.pt-btn-ghost:hover { color: var(--pt-navy-900); background: #fff; border-color: #fff; }
.pt-btn-outline { color: var(--pt-blue); background: #fff; border: 1.5px solid #d4d4d8; }
.pt-btn-outline:hover { color: var(--pt-blue); border-color: var(--pt-blue); background: var(--pt-sky-50); }
.pt-btn-block { width: 100%; }
.pt-btn:disabled { opacity: .6; cursor: not-allowed; transform: none; }
.pt-btn:focus-visible, .pt-input:focus-visible { outline: 3px solid rgba(232, 33, 39, .45); outline-offset: 2px; }

/* Template buttons: rounder, to match */
.default-btn { border-radius: 12px; font-weight: 600; }
.navbar-area .others-options .default-btn { padding: 11px 26px; }
.navbar-area .others-options .default-btn.login { background: transparent; color: var(--pt-blue); border: 1.5px solid #d4d4d8; }
.navbar-area .others-options .default-btn.login:hover { background: var(--pt-sky-50); border-color: var(--pt-blue); }
.navbar-area .navbar-nav .nav-item a.active { color: var(--pt-blue); }

/* ==========================================================================
   Hero slider
   ========================================================================== */
.pt-hero {
  position: relative;
  background: var(--pt-navy-950);
  color: #fff;
  overflow: hidden;
  isolation: isolate;
}
.pt-hero-track { display: grid; }
.pt-slide {
  grid-area: 1 / 1;
  position: relative;
  opacity: 0;
  visibility: hidden;
  transition: opacity .9s ease, visibility .9s;
  z-index: 0;
}
.pt-slide.is-active { opacity: 1; visibility: visible; z-index: 1; }
/* photo background; navy only behind the text, photo stays clear on the right */
.pt-slide-bg {
  position: absolute; inset: 0; overflow: hidden;
}
.pt-slide-bg::before {
  content: ""; position: absolute; inset: 0;
  background-image: var(--bg); background-size: cover; background-position: center;
  transform: scale(1.06); transition: transform 8s ease-out;
}
.pt-slide.is-active .pt-slide-bg::before { transform: scale(1); }
.pt-slide-bg.pt-flip::before { transform: scaleX(-1) scale(1.06); }
.pt-slide.is-active .pt-slide-bg.pt-flip::before { transform: scaleX(-1); }
.pt-slide-bg.pt-right::before { background-position: right 10%; }
.pt-slide-bg::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(90deg, rgba(10, 10, 11, .95) 0%, rgba(10, 10, 11, .88) 38%, rgba(10, 10, 11, .35) 68%, rgba(10, 10, 11, .1) 100%);
}
.pt-slide-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr);
  align-items: center;
  gap: 48px;
  min-height: clamp(480px, 64vh, 620px);
  padding-top: 72px;
  padding-bottom: 120px;
}
.pt-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  border-radius: 999px;
  background: rgba(232, 33, 39, .14);
  border: 1px solid rgba(125, 211, 252, .35);
  color: var(--pt-sky-300);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .02em;
  margin-bottom: 22px;
}
.pt-eyebrow i { font-size: 15px; }
.pt-hero h1 {
  color: #fff;
  font-size: clamp(2.3rem, 4.6vw, 3.9rem);
  line-height: 1.06;
  font-weight: 800;
  letter-spacing: -0.035em;
  margin: 0 0 20px;
  max-width: 640px;
}
.pt-hero h1 span { color: var(--pt-sky-400); }
.pt-hero p.pt-lead {
  color: #d4d4d8;
  font-size: 18px;
  line-height: 1.7;
  max-width: 560px;
  margin: 0 0 32px;
}
.pt-hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.pt-trust { display: flex; flex-wrap: wrap; gap: 10px 26px; margin: 0; padding: 0; list-style: none; }
.pt-trust li { display: flex; align-items: center; gap: 8px; color: #d4d4d8; font-size: 14px; font-weight: 500; }
.pt-trust i { color: var(--pt-sky-400); font-size: 18px; }

/* staggered entrance */
.pt-slide .pt-anim { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.pt-slide.is-active .pt-anim { opacity: 1; transform: none; }
.pt-slide.is-active .pt-anim:nth-child(2) { transition-delay: .1s; }
.pt-slide.is-active .pt-anim:nth-child(3) { transition-delay: .2s; }
.pt-slide.is-active .pt-anim:nth-child(4) { transition-delay: .3s; }
.pt-slide.is-active .pt-anim:nth-child(5) { transition-delay: .4s; }
.pt-slide .pt-visual { opacity: 0; transform: translateY(24px) scale(.98); transition: opacity .9s ease .25s, transform .9s ease .25s; }
.pt-slide.is-active .pt-visual { opacity: 1; transform: none; }

/* glass widgets (right side of each slide) */
.pt-visual { position: relative; justify-self: end; width: 100%; max-width: 440px; }
.pt-glass {
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .14);
  border-radius: var(--pt-radius-lg);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .6);
  padding: 22px;
}
.pt-card-visual {
  position: relative;
  border-radius: 20px;
  padding: 22px 24px;
  aspect-ratio: 1.6 / 1;
  background: var(--pt-blue);
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  overflow: hidden;
  box-shadow: 0 24px 50px -24px rgba(10, 10, 11, .8);
}
.pt-card-visual::before, .pt-card-visual::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, .12);
}
.pt-card-visual::before { width: 220px; height: 220px; right: -70px; top: -90px; }
.pt-card-visual::after { width: 160px; height: 160px; right: 40px; bottom: -100px; }
.pt-card-top, .pt-card-bottom { position: relative; z-index: 1; display: flex; justify-content: space-between; align-items: center; }
.pt-card-chip { width: 40px; height: 30px; border-radius: 7px; background: #ffc6c8; }
.pt-card-label { font-size: 12px; opacity: .85; letter-spacing: .06em; text-transform: uppercase; }
.pt-card-balance { position: relative; z-index: 1; font-size: 30px; font-weight: 800; letter-spacing: -0.02em; }
.pt-card-num { font-size: 15px; letter-spacing: .18em; opacity: .95; }
.pt-mini-list { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 10px; }
.pt-mini-list li {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 14px; border-radius: 14px;
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .08);
}
.pt-mini-ico {
  width: 38px; height: 38px; flex-shrink: 0; border-radius: 11px;
  display: grid; place-items: center; font-size: 18px;
  background: rgba(232, 33, 39, .18); color: var(--pt-sky-300);
}
.pt-mini-list .pt-mini-text { flex: 1; min-width: 0; }
.pt-mini-list strong { display: block; color: #fff; font-size: 14px; font-weight: 600; }
.pt-mini-list small { color: #a1a1aa; font-size: 12px; }
.pt-mini-list .amt { color: #fff; font-weight: 700; font-size: 14px; }
.pt-mini-list .amt.in { color: #ff9a9d; }
.pt-float {
  position: absolute; left: -28px; bottom: -26px;
  display: flex; align-items: center; gap: 10px;
  background: #fff; color: var(--pt-ink); border-radius: 14px; padding: 12px 16px;
  box-shadow: var(--pt-shadow);
  font-size: 13px; font-weight: 600;
}
.pt-float i { width: 32px; height: 32px; border-radius: 10px; display: grid; place-items: center; background: var(--pt-sky-100); color: var(--pt-blue); font-size: 17px; }
.pt-float small { display: block; color: var(--pt-muted); font-weight: 500; font-size: 12px; }

.pt-transfer-row { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; border-bottom: 1px solid rgba(255, 255, 255, .1); color: #d4d4d8; font-size: 14px; }
.pt-transfer-row:last-of-type { border-bottom: 0; }
.pt-transfer-row b { color: #fff; font-weight: 700; }
.pt-transfer-amount { text-align: center; padding: 8px 0 18px; }
.pt-transfer-amount small { color: #a1a1aa; font-size: 13px; }
.pt-transfer-amount div { font-size: 40px; font-weight: 800; letter-spacing: -0.03em; color: #fff; }
.pt-status-pill { display: inline-flex; align-items: center; gap: 6px; padding: 6px 12px; border-radius: 999px; background: rgba(232, 33, 39, .18); color: var(--pt-sky-300); font-size: 12px; font-weight: 700; }

.pt-goal { display: flex; align-items: center; gap: 20px; }
.pt-ring {
  --p: 72;
  width: 120px; height: 120px; flex-shrink: 0; border-radius: 50%;
  background: conic-gradient(var(--pt-sky-400) calc(var(--p) * 1%), rgba(255, 255, 255, .1) 0);
  display: grid; place-items: center;
}
.pt-ring span { width: 94px; height: 94px; border-radius: 50%; background: var(--pt-navy-900); display: grid; place-items: center; font-size: 24px; font-weight: 800; color: #fff; }
.pt-goal h4 { color: #fff; font-size: 18px; margin: 0 0 4px; }
.pt-goal p { color: #a1a1aa; font-size: 13px; margin: 0 0 10px; }
.pt-bars { display: flex; align-items: flex-end; gap: 8px; height: 90px; margin-top: 20px; }
.pt-bars span { flex: 1; border-radius: 8px 8px 4px 4px; background: rgba(125, 211, 252, .25); }
.pt-bars span.hi { background: var(--pt-sky-400); }

/* controls */
.pt-hero-controls {
  position: absolute; z-index: 5; left: 0; right: 0; bottom: 92px;
  pointer-events: none;
}
.pt-hero-controls .container { display: flex; align-items: center; gap: 18px; }
.pt-dots { display: flex; gap: 10px; pointer-events: auto; }
.pt-dot {
  position: relative; width: 44px; height: 4px; padding: 0; border: 0; border-radius: 4px;
  background: rgba(255, 255, 255, .25); cursor: pointer; overflow: hidden;
}
.pt-dot::before { content: ""; position: absolute; inset: -10px 0; } /* bigger hit area */
.pt-dot span { position: absolute; left: 0; top: 0; bottom: 0; width: 0; background: var(--pt-sky-400); border-radius: 4px; }
.pt-dot.is-active span { animation: pt-progress var(--pt-interval, 6500ms) linear forwards; }
.pt-hero.is-paused .pt-dot.is-active span { animation-play-state: paused; }
@keyframes pt-progress { to { width: 100%; } }
.pt-arrows { display: flex; gap: 10px; margin-left: auto; pointer-events: auto; }
.pt-arrow {
  width: 46px; height: 46px; border-radius: 50%; border: 1.5px solid rgba(255, 255, 255, .28);
  background: rgba(255, 255, 255, .06); color: #fff; font-size: 20px; cursor: pointer;
  display: grid; place-items: center; transition: background .2s ease, color .2s ease;
}
.pt-arrow:hover { background: #fff; color: var(--pt-navy-900); }

/* ==========================================================================
   Quick access tiles (overlap the hero)
   ========================================================================== */
.pt-quick { position: relative; z-index: 6; margin-top: -64px; }
.pt-quick-grid {
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr));
  background: #fff; border-radius: var(--pt-radius-lg); box-shadow: var(--pt-shadow);
  border: 1px solid var(--pt-line); overflow: hidden;
}
.pt-quick-item {
  display: flex; gap: 14px; align-items: flex-start; padding: 26px 24px;
  color: inherit; text-decoration: none; border-right: 1px solid var(--pt-line);
  transition: background .2s ease;
}
.pt-quick-item:last-child { border-right: 0; }
.pt-quick-item:hover { background: var(--pt-sky-50); }
.pt-quick-ico {
  width: 48px; height: 48px; flex-shrink: 0; border-radius: 14px; display: grid; place-items: center;
  background: var(--pt-sky-100); color: var(--pt-blue); font-size: 22px; transition: background .2s ease, color .2s ease;
}
.pt-quick-item:hover .pt-quick-ico { background: var(--pt-blue); color: #fff; }
.pt-quick-item h3 { font-size: 16px; font-weight: 700; margin: 2px 0 4px; display: flex; align-items: center; gap: 6px; }
.pt-quick-item h3 i { font-size: 16px; color: var(--pt-sky-600); transition: transform .2s ease; }
.pt-quick-item:hover h3 i { transform: translate(2px, -2px); }
.pt-quick-item p { margin: 0; font-size: 13.5px; color: var(--pt-muted); line-height: 1.55; }

/* ==========================================================================
   Stats band
   ========================================================================== */
.pt-stats { padding: 72px 0 32px; }
.pt-stats-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; text-align: center; }
.pt-stat strong { display: block; font-size: clamp(2rem, 3.4vw, 2.8rem); font-weight: 800; letter-spacing: -0.03em; color: var(--pt-blue); }
.pt-stat span { color: var(--pt-muted); font-size: 14.5px; font-weight: 500; }

/* ==========================================================================
   Generic modern sections
   ========================================================================== */
.pt-section { padding: 100px 0; }
.pt-section.alt { background: var(--pt-bg); }
.pt-card {
  height: 100%; background: #fff; border: 1px solid var(--pt-line); border-radius: var(--pt-radius-lg);
  padding: 30px; transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.pt-card:hover { transform: translateY(-4px); box-shadow: var(--pt-shadow); border-color: #e4e4e7; }
.pt-card-ico {
  width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center;
  background: var(--pt-sky-100); color: var(--pt-blue); font-size: 24px; margin-bottom: 20px;
}
.pt-card h3 { font-size: 19px; font-weight: 700; margin-bottom: 10px; }
.pt-card p { color: var(--pt-muted); font-size: 15px; line-height: 1.7; margin-bottom: 0; }

/* security split */
.pt-security-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 64px; align-items: center; }
.pt-security-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 30px; }
.pt-security-list .pt-card { padding: 22px; }
.pt-security-list .pt-card-ico { width: 44px; height: 44px; font-size: 20px; border-radius: 12px; margin-bottom: 14px; }
.pt-security-list h3 { font-size: 16px; margin-bottom: 6px; }
.pt-security-list p { font-size: 14px; }
.pt-shield-panel {
  position: relative; border-radius: 28px; padding: 36px; color: #fff; overflow: hidden;
  background: var(--pt-grad-dark); box-shadow: var(--pt-shadow);
}

.pt-shield-head { position: relative; z-index: 1; display: flex; align-items: center; gap: 16px; margin-bottom: 26px; }
.pt-shield-head i {
  width: 60px; height: 60px; border-radius: 18px; display: grid; place-items: center; font-size: 30px;
  background: rgba(255, 255, 255, .12); color: var(--pt-sky-300);
}
.pt-shield-head h4 { color: #fff; margin: 0 0 2px; font-size: 20px; }
.pt-shield-head p { margin: 0; color: #ffc6c8; font-size: 14px; }
.pt-check-list { position: relative; z-index: 1; list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.pt-check-list li {
  display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 16px;
  border-radius: 14px; background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .1);
  font-size: 14.5px; color: #e4e4e7;
}
.pt-check-list li span { display: flex; align-items: center; gap: 10px; }
.pt-check-list li span i { color: var(--pt-sky-300); font-size: 18px; }
.pt-check-list li em { font-style: normal; font-size: 12px; font-weight: 700; color: var(--pt-sky-300); background: rgba(232, 33, 39, .18); padding: 4px 10px; border-radius: 999px; }

/* account cards */
.pt-account { position: relative; display: flex; flex-direction: column; }
.pt-account .pt-tag { align-self: flex-start; font-size: 12px; font-weight: 700; letter-spacing: .04em; color: var(--pt-sky-600); background: var(--pt-sky-50); border: 1px solid var(--pt-sky-100); padding: 5px 12px; border-radius: 999px; margin-bottom: 18px; }
.pt-account ul { list-style: none; padding: 0; margin: 20px 0 26px; display: grid; gap: 10px; }
.pt-account li { display: flex; gap: 10px; align-items: flex-start; font-size: 14.5px; color: var(--pt-ink-2); }
.pt-account li i { color: var(--pt-sky-600); font-size: 18px; line-height: 1.2; }
.pt-account .pt-btn { margin-top: auto; }
.pt-account.featured { background: var(--pt-grad-dark); border-color: transparent; color: #fff; }
.pt-account.featured h3 { color: #fff; }
.pt-account.featured p, .pt-account.featured li { color: #d4d4d8; }
.pt-account.featured li i { color: var(--pt-sky-300); }
.pt-account.featured .pt-tag { color: var(--pt-sky-300); background: rgba(232, 33, 39, .15); border-color: rgba(125, 211, 252, .3); }
.pt-account.featured .pt-card-ico { background: rgba(255, 255, 255, .1); color: var(--pt-sky-300); }

/* ==========================================================================
   Auth pages (login / register / forgot / reset)
   ========================================================================== */
.pt-auth { padding: 56px 0 96px; background: var(--pt-bg); }
.pt-auth-shell {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(0, 1.05fr);
  background: #fff;
  border: 1px solid var(--pt-line);
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--pt-shadow);
  max-width: 1120px;
  margin: 0 auto;
}
.pt-auth-shell.wide { grid-template-columns: minmax(0, .72fr) minmax(0, 1.28fr); max-width: 1200px; }

/* side content panel */
.pt-auth-side {
  position: relative; overflow: hidden; color: #fff;
  padding: clamp(32px, 4vw, 52px);
  background: var(--pt-grad-dark);
  display: flex; flex-direction: column;
}
.pt-auth-side::after {
  content: ""; position: absolute; inset: auto -80px -120px auto; width: 300px; height: 300px; border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .08); box-shadow: 0 0 0 40px rgba(255, 255, 255, .03), 0 0 0 80px rgba(255, 255, 255, .02);
}
.pt-auth-side > * { position: relative; z-index: 1; }
.pt-auth-side .pt-eyebrow { align-self: flex-start; }
.pt-auth-side h2 { color: #fff; font-size: clamp(1.7rem, 2.6vw, 2.3rem); line-height: 1.15; font-weight: 800; letter-spacing: -0.03em; margin: 0 0 14px; }
.pt-auth-side > p { color: #d4d4d8; font-size: 15.5px; line-height: 1.7; margin: 0 0 28px; }
.pt-side-list { list-style: none; padding: 0; margin: 0 0 30px; display: grid; gap: 18px; }
.pt-side-list li { display: flex; gap: 14px; align-items: flex-start; }
.pt-side-list i {
  width: 42px; height: 42px; flex-shrink: 0; border-radius: 12px; display: grid; place-items: center;
  background: rgba(255, 255, 255, .1); color: var(--pt-sky-300); font-size: 20px;
}
.pt-side-list strong { display: block; color: #fff; font-size: 15px; font-weight: 700; margin-bottom: 2px; }
.pt-side-list span { color: #a1a1aa; font-size: 13.5px; line-height: 1.55; }
.pt-side-foot { margin-top: auto; display: flex; flex-wrap: wrap; gap: 10px; }
.pt-side-badge {
  display: inline-flex; align-items: center; gap: 7px; padding: 8px 12px; border-radius: 10px;
  background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .1);
  color: #e4e4e7; font-size: 12.5px; font-weight: 600;
}
.pt-side-badge i { color: var(--pt-sky-300); font-size: 15px; }
.pt-auth-side .pt-card-visual { margin: 0 0 30px; max-width: 360px; aspect-ratio: 1.7 / 1; }

/* form panel */
.pt-auth-main { padding: clamp(28px, 4vw, 56px); display: flex; flex-direction: column; justify-content: center; }
.pt-auth-head { margin-bottom: 26px; }
.pt-auth-head .pt-auth-ico {
  width: 52px; height: 52px; border-radius: 15px; display: grid; place-items: center;
  background: var(--pt-sky-100); color: var(--pt-blue); font-size: 24px; margin-bottom: 18px;
}
.pt-auth-head h1 { font-size: clamp(1.6rem, 2.4vw, 2rem); font-weight: 800; letter-spacing: -0.03em; margin: 0 0 6px; }
.pt-auth-head p { color: var(--pt-muted); font-size: 15px; margin: 0; line-height: 1.6; }

.pt-secure-note {
  display: flex; align-items: center; gap: 12px; padding: 12px 14px; margin-bottom: 22px;
  border-radius: 12px; background: var(--pt-sky-50); border: 1px solid var(--pt-sky-100);
}
.pt-secure-note i { font-size: 20px; color: var(--pt-sky-600); }
.pt-secure-note strong { display: block; font-size: 13px; color: var(--pt-navy-800); }
.pt-secure-note span { font-size: 12px; color: var(--pt-sky-700); }

.pt-alert { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 12px; margin-bottom: 22px; font-size: 14px; line-height: 1.55; }
.pt-alert i { font-size: 20px; line-height: 1.1; }
.pt-alert.error { background: var(--pt-danger-bg); border: 1px solid var(--pt-danger-line); color: var(--pt-danger); }
.pt-alert.success { background: var(--pt-sky-50); border: 1px solid #ffc6c8; color: var(--pt-sky-700); }

.pt-form { display: grid; gap: 18px; }
.pt-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.pt-row.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.pt-field label, .pt-label { display: block; font-size: 13.5px; font-weight: 600; color: var(--pt-ink-2); margin-bottom: 8px; }
.pt-field label .req { color: var(--pt-danger); }
.pt-label-row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
.pt-label-row label { margin: 0; }
.pt-input-wrap { position: relative; }
.pt-input-wrap > i.lead {
  position: absolute; left: 15px; top: 50%; transform: translateY(-50%);
  color: #a1a1aa; font-size: 18px; pointer-events: none; transition: color .2s ease;
}
.pt-input-wrap:focus-within > i.lead { color: var(--pt-sky-600); }
.pt-input {
  width: 100%; height: 52px; padding: 0 16px; border-radius: 12px;
  border: 1.5px solid #e4e4e7; background: #fafafa; color: var(--pt-ink);
  font-size: 15px; transition: border-color .2s ease, box-shadow .2s ease, background-color .2s ease;
  -webkit-appearance: none; appearance: none;
}
.pt-input-wrap > i.lead + .pt-input { padding-left: 46px; }
.pt-input::placeholder { color: #a1a1aa; }
.pt-input:focus { outline: none; border-color: var(--pt-sky); background: #fff; box-shadow: 0 0 0 4px rgba(232, 33, 39, .14); }
.pt-input.is-invalid, .pt-was-validated .pt-input:invalid { border-color: #f87171; background: #fff; }
select.pt-input {
  padding-right: 42px; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
}
.pt-input.has-toggle { padding-right: 50px; }
.pt-eye {
  position: absolute; right: 8px; top: 50%; transform: translateY(-50%);
  width: 38px; height: 38px; border: 0; border-radius: 10px; background: transparent;
  color: #a1a1aa; font-size: 19px; cursor: pointer; display: grid; place-items: center;
}
.pt-eye:hover { color: var(--pt-blue); background: var(--pt-sky-50); }
.pt-hint { display: block; margin-top: 6px; font-size: 12.5px; color: var(--pt-muted); }
.pt-link { color: var(--pt-blue); font-weight: 600; text-decoration: none; font-size: 13.5px; }
.pt-link:hover { color: var(--pt-sky-600); text-decoration: underline; }
.pt-check { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--pt-ink-2); cursor: pointer; margin: 0; }
.pt-check input { width: 18px; height: 18px; accent-color: var(--pt-blue); }
.pt-divider { display: flex; align-items: center; gap: 14px; margin: 24px 0; color: #a1a1aa; font-size: 13px; }
.pt-divider::before, .pt-divider::after { content: ""; flex: 1; height: 1px; background: var(--pt-line); }
.pt-auth-foot { margin-top: 26px; padding-top: 20px; border-top: 1px solid var(--pt-line); display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 22px; }
.pt-auth-foot span { display: inline-flex; align-items: center; gap: 6px; font-size: 12.5px; color: var(--pt-muted); font-weight: 500; }
.pt-auth-foot i { color: var(--pt-sky-600); font-size: 15px; }
.pt-center { text-align: center; }
.pt-muted { color: var(--pt-muted); font-size: 14px; }

/* segmented radio (gender, account type chips) */
.pt-segment { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.pt-segment input { position: absolute; opacity: 0; pointer-events: none; }
.pt-segment label {
  display: flex; align-items: center; justify-content: center; gap: 8px; height: 52px; margin: 0;
  border: 1.5px solid #e4e4e7; border-radius: 12px; background: #fafafa; color: var(--pt-ink-2);
  font-weight: 600; font-size: 14.5px; cursor: pointer; transition: all .2s ease;
}
.pt-segment input:checked + label { border-color: var(--pt-blue); background: var(--pt-sky-50); color: var(--pt-blue); box-shadow: 0 0 0 4px rgba(232, 33, 39, .08); }
.pt-segment input:focus-visible + label { outline: 3px solid rgba(232, 33, 39, .45); outline-offset: 2px; }

/* file drop */
.pt-file {
  display: flex; align-items: center; gap: 14px; padding: 14px 16px; border-radius: 12px;
  border: 1.5px dashed #d4d4d8; background: #fafafa; cursor: pointer; transition: all .2s ease; margin: 0;
}
.pt-file:hover { border-color: var(--pt-blue); background: var(--pt-sky-50); }
.pt-file i { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; background: var(--pt-sky-100); color: var(--pt-blue); font-size: 20px; flex-shrink: 0; }
.pt-file strong { display: block; font-size: 14px; color: var(--pt-ink); }
.pt-file span { font-size: 12.5px; color: var(--pt-muted); }
.pt-file input { position: absolute; opacity: 0; width: 1px; height: 1px; }

/* password strength */
.pt-strength { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; margin-top: 10px; }
.pt-strength span { height: 5px; border-radius: 4px; background: var(--pt-line); transition: background .25s ease; }
.pt-strength[data-score="1"] span:nth-child(-n+1) { background: #f87171; }
.pt-strength[data-score="2"] span:nth-child(-n+2) { background: #fbbf24; }
.pt-strength[data-score="3"] span:nth-child(-n+3) { background: var(--pt-sky); }
.pt-strength[data-score="4"] span { background: var(--pt-blue); }

/* stepper (register) */
.pt-steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; margin-bottom: 28px; padding: 0; list-style: none; }
.pt-steps li { display: flex; flex-direction: column; gap: 8px; font-size: 12.5px; font-weight: 600; color: #a1a1aa; }
.pt-steps li::before { content: ""; height: 5px; border-radius: 4px; background: var(--pt-line); transition: background .3s ease; }
.pt-steps li b { display: none; }
.pt-steps li.is-done, .pt-steps li.is-current { color: var(--pt-ink); }
.pt-steps li.is-done::before, .pt-steps li.is-current::before { background: var(--pt-grad); }
.pt-step-title { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.pt-step-title i { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--pt-sky-100); color: var(--pt-blue); font-size: 19px; }
.pt-step-title h2 { font-size: 18px; font-weight: 700; margin: 0; }
.pt-step-title p { margin: 0; font-size: 13px; color: var(--pt-muted); }
.pt-stepper-js .pt-step { display: none; }
.pt-stepper-js .pt-step.is-current { display: grid; gap: 18px; animation: pt-fade .35s ease; }
.pt-step { display: grid; gap: 18px; }
.pt-step + .pt-step { margin-top: 12px; }
.pt-stepper-js .pt-step + .pt-step { margin-top: 0; }
.pt-step-nav { display: flex; gap: 12px; justify-content: space-between; align-items: center; margin-top: 8px; }
.pt-step-nav .pt-btn { min-width: 150px; }
.pt-no-js-only { display: none; }
@keyframes pt-fade { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

/* processing overlay */
.pt-processing {
  position: fixed; inset: 0; z-index: 2000; display: none; align-items: center; justify-content: center;
  background: rgba(10, 10, 11, .6); backdrop-filter: blur(4px); padding: 16px;
}
.pt-processing.is-open { display: flex; }
.pt-processing-card { background: #fff; border-radius: 22px; padding: 34px 30px; max-width: 360px; width: 100%; text-align: center; box-shadow: var(--pt-shadow); }
.pt-spinner { width: 56px; height: 56px; margin: 0 auto 18px; border-radius: 50%; border: 3px solid var(--pt-sky-100); border-top-color: var(--pt-blue); animation: pt-spin 1s linear infinite; }
.pt-processing-card h3 { font-size: 18px; margin-bottom: 6px; }
.pt-processing-card p { color: var(--pt-muted); font-size: 14px; margin: 0; }
@keyframes pt-spin { to { transform: rotate(360deg); } }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1199px) {
  .pt-slide-inner { gap: 32px; }
  .pt-float { left: -8px; }
}
@media (max-width: 991px) {
  .pt-slide-inner { grid-template-columns: 1fr; min-height: 0; padding-top: 64px; padding-bottom: 150px; }
  .pt-visual { display: none; }
  .pt-hero-controls { bottom: 100px; }
  .pt-quick-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .pt-quick-item:nth-child(2) { border-right: 0; }
  .pt-quick-item:nth-child(-n+2) { border-bottom: 1px solid var(--pt-line); }
  .pt-stats-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 36px; }
  .pt-security-grid { grid-template-columns: 1fr; gap: 40px; }
  .pt-section { padding: 72px 0; }
  .pt-auth { padding: 32px 0 64px; }
  .pt-auth-shell, .pt-auth-shell.wide { grid-template-columns: 1fr; }
  .pt-auth-main { order: 1; }
  .pt-auth-side { order: 2; }
  .pt-auth-side .pt-card-visual { display: none; }
}
@media (max-width: 575px) {
  .pt-hero h1 { font-size: 2.1rem; }
  .pt-hero p.pt-lead { font-size: 16px; }
  .pt-hero-actions .pt-btn { flex: 1 1 100%; }
  .pt-arrows { display: none; }
  .pt-quick { margin-top: -48px; }
  .pt-quick-grid { grid-template-columns: 1fr; }
  .pt-quick-item { border-right: 0; border-bottom: 1px solid var(--pt-line); }
  .pt-quick-item:last-child { border-bottom: 0; }
  .pt-security-list { grid-template-columns: 1fr; }
  .pt-row, .pt-row.three { grid-template-columns: 1fr; }
  .pt-steps li { font-size: 0; gap: 0; }
  .pt-auth-shell { border-radius: 20px; }
  .pt-step-nav .pt-btn { min-width: 0; flex: 1; }
  .pt-input { font-size: 16px; } /* prevents iOS zoom */
}
@media (prefers-reduced-motion: reduce) {
  .pt-slide, .pt-slide-bg, .pt-slide .pt-anim, .pt-slide .pt-visual { transition: none !important; }
  .pt-dot.is-active span { animation: none; width: 100%; }
}

/* ---------- Header logo, footer ---------- */
.navbar-area .navbar-brand img, .mobile-responsive-menu .logo img { height: 52px; width: auto; max-width: 200px; object-fit: contain; }
.navbar-area { padding-top: 10px; padding-bottom: 10px; }
.footer-area.bg-color-0f0e0e { background-color: var(--pt-navy-950); }
.copy-right-area.bg-color-1e1d1d { background-color: #051330; }
.footer-area .footer-logo img { height: 56px; width: auto; max-width: 200px; object-fit: contain; }

/* ---------- Login (standard bank sign-in) ---------- */
.pt-auth-shell.login { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); max-width: 1040px; }
.pt-login-card { width: 100%; max-width: 400px; margin: 0 auto; }
.pt-login-help { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; margin-top: 4px; }
.pt-login-help a { font-size: 13.5px; }
.pt-login-meta { margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--pt-line); font-size: 13px; color: var(--pt-muted); line-height: 1.6; }
.pt-login-meta i { color: var(--pt-sky-600); margin-right: 4px; }
.pt-auth-links { display: flex; flex-wrap: wrap; justify-content: center; gap: 6px 20px; margin-top: 24px; }
.pt-auth-links a { font-size: 13px; color: var(--pt-muted); text-decoration: none; }
.pt-auth-links a:hover { color: var(--pt-blue); }

/* Hero without side widgets: text only, wider */
.pt-slide-inner { grid-template-columns: minmax(0, 760px); }
.pt-hero h1 { max-width: 760px; }
.pt-hero p.pt-lead { max-width: 620px; }
@media (max-width: 991px) {
  .pt-auth-shell.login { grid-template-columns: 1fr; }
  .pt-login-card { max-width: none; }
}

@media (max-width: 991px) {
  .pt-slide-bg::after { background: rgba(10, 10, 11, .82); }
}